One intelligent financial system for every way money moves.
Accounts, payments, cards, FX, digital money and merchant services in one platform, with DosshPay working out how your money should move across banking, card and stablecoin rails.
Money has changed. The rails moving it haven’t.
Fragmented
Separate accounts, cards, currencies and providers to do what should be one job.
Expensive
FX spreads, card fees and intermediary charges, layered into every cross-border transaction.
Disconnected
Traditional rails and digital money run as separate worlds, so stablecoins rarely work as everyday money.
Three shifts, landing at once.
lost by Australians every year to FX fees and hidden international costs.
Australian adults own or invest in crypto, yet can rarely spend it day to day.
2026: card surcharging ended in Australia. Merchants are rethinking how they get paid.
One platform to replace many.
Local and global accounts, a stablecoin wallet, SoftPOS for merchants, and one card that switches between accounts and payment rails as you go.
ONE CARD · SWITCH RAILS IN THE APP
You choose the outcome. DosshPay chooses the route.
Every transaction is weighed on cost, speed, FX, settlement and risk, then sent along whichever combination of rails gets the best result.
Illustrative ranges from DosshPay cost modelling. Actual cost and speed vary by corridor, rail, partner and compliance checks.
Customers hold local accounts, international currencies, stablecoins and business accounts in one ecosystem.
Simple on the surface. Serious underneath.
The app is the part customers see. Below it sit an intelligence layer, the rails themselves, and the trust controls every transaction passes through.
Digital money that works like money.
DosshPay’s stablecoin foundation is AUDM, an Australian-dollar stablecoin provided through our partner Macropod. Other approved stablecoins connect on top, and only through partner, compliance, custody and risk controls.
Not one feature. A system that works together.
Intelligent orchestration
It doesn’t just offer ways to move money. It decides how money should move.
Every form of money, one system
Traditional and digital money side by side, not in separate apps and cards.
Digital money becomes usable
Spend stablecoin balances day to day without moving them into another system first.
Built into business workflows
Payments, settlement and trade finance become part of the workflow, not admin around it.
Where we are.
Built by people from banking, payments and digital assets.
The future of money won’t run on one rail.
DosshPay is building the system that connects them.